Health insurance: There are situations for which you really shouldn't see a doctor. A good example is a viral infection like flu about which your doctor can really do nothing.
Your doctor will likely do things you should have done for yourself at home in a case like that. If your doctor cannot do anything about a health condition then I think it's unwise to spend about $100 on a visit to him or her.
I also think there are little home incidents that your first aid box will handle quite well. Educate yourself on little first aid procedures. There are many things that you can (and should) take care of if you've taken the time to learn and also have a well-stocked first aid box.
But that said, it's better to err on the side of caution and go to a doctor if you're unsure. And a word of caution who may think they know so much (while they are not trained medical personnel) know what you should not even attempt unless there's no way to get to a doctor on time.
You're not simply allowed by law to do some things unless you're a certified medical doctor even if you know them. Having the right balance is important in this and other matters.
If you do this right you will pay less in health insurance and still not put yourself at any risk.
You can also see savings of several hundred dollars on your health insurance policy by obtaining and comparing quotes from insurance quotes
You will realize savings if you use only one quotes site. However, you'll get more by visiting at least three. This is because insurers not covered by one site will be covered by the other. And because your chances of receiving lower health insurance quotes are proportional to the range of quotes you get, the more insurers you get quotes from, the higher your chances. This provides you a broader basis for doing better comparisons thereby increasing your chances of realizing more savings.
By Chimezirim Chinecherem Odimba