Tuesday, June 12, 2007

Health Insurance Rates - What You Can Do To Your Advantage

By Chimezirim Chinecherem Odimba

Your health insurance rates shouldn't be treated like the weather -- There's something you can do. You'll require some discipline but there are many things you can do that will eventually lower your health insurance rates. Here are a few...

1) Watch what you eat

Graves are dug with picks and shovels but believe me, a lot of folks are digging theirs with their forks and knives. "Oh, I can't help it. I just can't seem to control myself once I see those desserts." If that sounds like you, you're rated a high health insurance risk. And who says you can't help it. You can. It only requires some determination. And apart from affecting your health insurance on the long run, you'll live more positively if you find a way of putting your appetite under control.

2) Take your exercise seriously

Most Americans are overweight. That's a fact. Most of them do jobs that do not exercise their muscles. That's another fact. You can afford to take in more carb if you find a way of burning them. Please, find a way. You can take long vigorous walks that really make you sweat. If you can get the assistance of experts, better. This will affect your health positively and consequently reduce your health insurance rates on the long run.

3) Stop dangerous habits like smoking or ingesting tobacco-based substances.

This also goes for alcohol. Oh, yes, you can do without them. Don't be too proud to seek help if you find it difficult to do it on your own. Remember, your life (along with your health insurance premium) depends on it.

4) Leave a worry-free life. Don't harbor hatred or resentment.

Look at the brighter side of life. Don't be afraid to laugh at yourself sometimes. Ask any psychiatry expert. These will guarantee you immunity from certain ailments.

5) Finally, health insurance rates vary greatly from insurance company to company.

Therefore, visit health insurance quotes sites. The more the number of these sites you visit, the higher the odds that you'll make massive savings since you'll have a broader bases for comparison. Get the best price/value. It will only take you five minutes on each health insurance quotes site. For this you'll get quotes from up to 5 "A" rated health insurance providers. Visit at least three for best results.

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